Duarte/Downey Real Estate Agency, Inc



Posted by Duarte/Downey Real Estate Agency, Inc on 7/6/2020


11 Avocet Road , Truro, MA 02666

Truro (village)

Single-Family

$1,879,000
Price

5
Beds
7
Total Rooms
3/1
Full/Half Baths
This Gorgeous, one lot back from the water, 5 Bedroom, 3.5 Bath, Water Views as far as the eyes can see, home is the perfect spot for you and your family! Just one lot back from the water and located in the highly sought after Private Association of Shearwater, this property highlights all that Truro has to offer. From the sweeping, expansive Views of Cape Cod Bay, to the Vast Tree Lines and beautiful Landscape of Truro, you get to enjoy all the views you could dream of! This quite and pristine location allows relaxation at its finest! Known to be the highest house in the neighborhood, you can even see highland light house on the ocean side in the distance, or look straight over the bay to Long Point Lighthouse. Well known local builders, Geiger Phillips, built and continue to maintain this amazing, well constructed home. With 6'' construction and the best materials, this home was built to last generations. You have deeded Beach Rights to 2 of the best Private Association Bay Beaches, one within steps to this property. Don't miss out on the opportunity to own this Gem! - There is a 6 Bedroom Septic in the ground! Freshly Painted whole house all white 2020! Just move right in!
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Tags: Real estate   Single-Family   02666   Truro  
Categories: Price Change  


Posted by Duarte/Downey Real Estate Agency, Inc on 7/6/2020


23 Pamet Road , Truro, MA 02666

Truro (village)

Single-Family

$725,000
Price

5
Beds
7
Total Rooms
2
Baths
Ballston Beach is just down the road from this delightful 5 bedroom 2 bath home located in the National Seashore. Sitting high on a hill and set back from the road is this enchanting cape style home with lots of charm and a backyard full of privacy. The first floor encompasses a warm inviting living room with hardwood floors and pretty fireplace. There are 2 bedrooms, a full bathroom and a good size kitchen with pine floors and a large Bayview window which lets the sunshine in as you enjoy a meal at the kitchen table overlooking the peaceful backyard. Upstairs are 3 more bedrooms with lots of windows and a full bathroom in the hall. The huge backyard is bordered by railroad ties with amazing natural planting which provides a beautiful setting for relaxation and outdoor activities.
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Tags: Real estate   Single-Family   02666   Truro  
Categories: Price Change  


Posted by Duarte/Downey Real Estate Agency, Inc on 7/5/2020

Applying for your first home loan can seem scary or daunting to many first-time homeowners. However, this process, if done correctly, can save you thousands or tens of thousands of dollars on interest over the lifetime of your loan.

Before you apply for a loan, there are several documents you’ll want to gather and steps you’ll want to take to ensure the application process goes smoothly. In today’s post, we’ll talk about one specific aspect of the mortgage application process--credit scores.

Credit scores may seem confusing. However, since they can so drastically affect your home loan interest rate, it’s important to understand their implications.

Credit checks and mortgages

One of the things that all lenders will want to see before approving you for a home loan is your credit score. If you’re thinking of applying for a mortgage, odds are that you’ve been working to build credit by paying off loans and credit cards on time each month.

The three main credit bureaus in the U.S. are all required to give you a yearly free credit report. This is a detailed document that outlines your lines of credit, payment dates, and amounts. It’s a good idea to get a detailed credit report and check for errors before applying for a loan.

Unlike a hard “credit inquiry,” a free report does not affect your credit score, so you don’t have to worry about dropping a few points by requesting one of these reports.

When applying for a mortgage, however, lenders will perform a hard credit inquiry to determine your borrowing eligibility. This is a part of the pre-approval process and is typically unavoidable.

This is important to note if you are planning on applying to multiple lenders. Be aware that each “prequalification” and “preapproval” may come with a temporary drop in your credit score.

Since credit inquiries make up a total of about 10% of your credit score, these inquiries can make a difference in the short term. For this reason, it’s a good idea to avoid opening new cards or taking out other loans (such as an auto loan or student loan) within six months of your mortgage application.

If you aren’t sure of your current score, you can always check for free from websites like Credit Karma and Mint.

One last thing to note about credit scores and their relationship to mortgages is that most lenders use a specific type of score known as a FICO score. In fact, every adult in the United States with a credit score will have three FICO scores, one from each major credit bureau.

So, when checking up on your credit score, it’s good to remember that each score will be slightly different and your lender’s score may not reflect what you see online.




Categories: Uncategorized  


Posted by Duarte/Downey Real Estate Agency, Inc on 6/28/2020

As a homebuyer, you may want to consider the seller's perspective before you submit an offer to purchase your dream house. That way, you can boost the likelihood of receiving an instant "Yes" to your homebuying proposal.

Now, let's take a look at three tips to help you analyze the seller's perspective.

1. Review the Prices of Comparable Homes

Once you find your dream home, you may want to take a look at the prices of comparable residences in the same city or town. This housing market data can help you narrow the price range for houses in a particular area.

With insights into the prices of houses that are similar to your dream home, you can put together a data-driven offer to purchase. Perhaps best of all, you can avoid the risk of submitting a "lowball" homebuying proposal that misses the mark with a home seller.

2. Assess the Housing Market

The current state of the housing market may have far-flung effects on how much you should offer to pay for a residence.

For instance, in a buyer's market, there is an abundance of available houses and a shortage of buyers. This often means buyers can browse dozens of outstanding houses and won't necessarily face steep competition to acquire the right residence at the right price.

On the other hand, a seller's market favors sellers. It generally features an abundance of buyers and a shortage of top-notch residences. Therefore, if you're searching for a home in a seller's market, you may need to submit a competitive offer to purchase to secure your dream house.

Review the housing market closely so you can differentiate a buyer's market from a seller's market. If you find houses are selling quickly at or above sellers' initial asking prices, you likely are operating in a seller's market. Or, if you find houses linger on the real estate market for many weeks or months and sell at or below sellers' initial asking prices, you may be working in a buyer's market.

3. Collaborate with a Real Estate Agent

A real estate agent is a homebuying expert who can provide you with housing market insights that you may struggle to obtain elsewhere. Plus, he or she can help you evaluate the seller's perspective so you can submit a competitive offer to purchase the home of your choice.

Let's not forget about the assistance that a real estate agent provides throughout the property buying journey, either. A real estate agent can help you hone your home search and find your ideal residence in no time at all. Furthermore, if you have concerns or questions at any point during the homebuying journey, a real estate agent is ready to address them.

Want to purchase your dream house at a price that matches your budget? Consider the seller's perspective – you'll be glad you did. If you review the seller's perspective, you can craft a competitive homebuying proposal and move closer to acquiring your ideal house at a budget-friendly price.




Categories: Uncategorized  


Posted by Duarte/Downey Real Estate Agency, Inc on 6/25/2020


276 Shore Road , Truro, MA 02652

North Truro

Condo

$499,000
Price

2
Beds
4
Total Rooms
1
Baths
Waterfront freestanding condo in the Iconic Day's Cottages complex. These renowned cottages are part of Truro's history and are famously displayed by artists and photographers. This 2 bedroom 1 bath condo has the most spectacular views of Provincetown and Cape Cod Bay with the beach just outside your door. Take a nice long walk along the beach and when you return to the cottage enjoy your morning coffee from the comfort of your open and airy living room with vaulted ceiling as you watch the water roll onto the shore. After a great day on the beach, a nice lobster dinner at the dining table is ideal as you appreciate the breathtaking skies while the sun sets over Cape Cod Bay. Recent upgrades - on demand hot water (tanklless), new fireplace insert, electrical service and new interior paint
Open House
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Tags: Real estate   Truro   condo   02652  
Categories: Price Change